Terms of Service

Last Updated: November 15, 2023

Welcome to Mifoyu Honona. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using the Mifoyu Honona website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

2. Services Description

Mifoyu Honona provides financial education services including but not limited to:

• Online courses and educational materials
• Budgeting tools and resources
• Financial planning guidance
• Coaching and consultation services

3. User Accounts

To access certain features of our services, you may be required to create a user account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information during registration
• Promptly updating your information to keep it current

4. Payment Terms

Certain services require payment of fees. By purchasing these services, you agree to:

• Pay all applicable fees as described in the service description
• Provide accurate billing and payment information
• Authorize us to charge your chosen payment method for the services
• Understand that all fees are non-refundable except as required by law

5. Intellectual Property

All content provided through our services, including but not limited to:

• Text, graphics, logos, and images
• Course materials and educational content
• Software and application code
• Trademarks and service marks

are the property of Mifoyu Honona or our licensors and are protected by intellectual property laws.

6. User Conduct

You agree not to engage in any of the following prohibited activities:

• Copying, distributing, or disclosing any part of our services in any medium
• Using our services for any illegal purpose or in violation of any laws
• Attempting to interfere with or compromise the system integrity or security
• Collecting or harvesting any personally identifiable information from our services
• Impersonating another person or otherwise misrepresenting your affiliation

7. Disclaimer of Warranties

Our services are provided "as is" without any warranties of any kind, either express or implied. We do not guarantee that:

• The services will meet your specific requirements
• The services will be uninterrupted, timely, secure, or error-free
• The results that may be obtained from the use of the services will be accurate or reliable
• The quality of any products, services, information, or other material will meet your expectations

8. Limitation of Liability

In no event shall Mifoyu Honona be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, use, goodwill, or other intangible losses
• Damages resulting from your access to or use of or inability to access or use the services
• Unauthorized access to or use of our servers and/or any personal information stored therein

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein.

10. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Mifoyu Honona
123 Financial District
Toronto, ON M5X 1A9
Email: legal@mifoyu-honona.sbs
Phone: +1 4377207507